Mortgage lenders, banks, insurers, utilities, employers, and other businesses may obtain credit reports from credit bureaus to assess how an individual manages their financial responsibilities. Consumers need to know what's in their credit report and understand how negative information, such as late payments or a bankruptcy filing, might affect a lender's decision to grant credit.
The guide answers questions ranging from "What is a credit score?" to "How credit report online North Carolina can I get a free copy of my credit report?" to "How long does negative information stay on my credit report?" It contains tips to help consumers improve their credit scores and provides step-by-step instructions for correcting an error in a credit report. Please note: DocuTicker's editors collect citations for full-text PDF reports freely available on the web but we do not archive these reports.
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